Determinants of the Profitability and Stability of Euro Area Banks During the Ice Age of Interest Rates
Bibliographic Data
| ID | 12968487 |
|---|---|
| Authors | Simone Rossi (0000-0003-0748-299X, Università Cattolica del Sacro Cuore, corresponding author), Laura Barbieri (0000-0001-9975-9874, Università Cattolica del Sacro Cuore), Andrea Lippi (0000-0002-9716-5295, Università Cattolica del Sacro Cuore) |
| Year | 2024 |
| Volume | 16 |
| Issue | 1 |
| Pages | 1-1 |
| Publication date | 2024-03-12 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Review of European Studies (JOURNAL) |
| Journal identifiers | ISSN: 1918-7173 • E-ISSN: 1918-7181 |
| Publisher | Canadian Center of Science and Education (PUBLISHER) |
| DOI | 10.5539/res.v16n1p1 |
| OpenAlex | W4392740058 |
| Language | EN |
In this paper we analyze the determinants of bank profitability and stability during the period of null or negative policy rates (2012 - 2022) for a large sample of banks established in Euro area countries. The results show that higher capitalization, credit quality and income diversification increase profitability and stability, while other covariates play a role mainly in influencing bank profits, but not bank resilience. Empirical outcomes suggest that the banks specialization has an impact on banks' financial results in periods of null or negative interest rates
Economics · Monetary economics · Profitability index · Stability (learning theory · Computer Science · European Monetary and Fiscal Policies · Finance
| Citation velocity | historical |
|---|---|
| Highly cited | No |