The Hybridization of Credit Co-Operatives in the Tradition of F.W. Raiffeisen
The Austrian Example
Bibliographic Data
| ID | 12969386 |
|---|---|
| Authors | Gregor Rabong (Vienna University of Economics and Business, corresponding author), Dietmar Roessl (Vienna University of Economics and Business) |
| Year | 2020 |
| Volume | 11 |
| Issue | 2 |
| Pages | 12-12 |
| Publication date | 2020-12-17 |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Canadian journal of nonprofit and social economy research (JOURNAL) |
| Journal identifiers | ISSN: 1920-9355 • E-ISSN: 1920-9355 |
| Publisher | University of Alberta Libraries (PUBLISHER) |
| DOI | 10.29173/cjnser.2020v11n2a359 |
| OpenAlex | W3112785335 |
| Language | EN |
| References cited | 7 |
The legal purpose of credit co-operatives in Germany and Austria is to promote their members economically. However,legal restrictions prevent them from discriminating between members and non-members. Thus, they have difficulty generating economic benefits for their members. There are signs that they are gradually developing from being purely member-focused to somewhat third party-focused co-operatives striving for the common good. The question arises whetherthis hybridization is in the interest of their members. This article examines this question using quantitative data. Theresults indicate that members perceive activities geared toward the common good as enhancing their membership valueand are applicable to credit co-operatives and credit unions that have difficulties providing economic benefits to theirmembers, as is the case for Raiffeisen credit co-operatives in Europe.Le but légal des coopératives de crédit en Allemagne et en Autriche est d’aider leurs membres d’un point de vueéconomique. Cependant, certaines contraintes légales empêchent celles-ci de faire la distinction entre membres et nonmembres. En conséquence, elles peuvent avoir de la difficulté à réaliser des bénéfices économiques pour leurs membres.mIl y a toutefois des signes que, d’organismes purement focalisés sur leurs membres, elles sont en train de devenir desmorganismes focalisés sur des tiers et servant le bien commun. On peut se demander si une telle hybridation est dans l’intérêt des membres. Cet article examine la question en recourant à des données quantitatives. Les résultats indiquent que les membres perçoivent les activités visant le bien commun comme améliorant la valeur de leur adhésion; ils croient en outre que de telles activités sont pertinentes pour les coopératives de crédit et les caisses d’épargne là où celles-ciont de la difficulté à fournir des bénéfices économiques à leurs membres, comme c’est le cas pour les coopératives decrédit Raiffeisen en Europe
Business · Business administration · Economics · Economy · Humanities · Management · Political science · Servant · Welfare economics · Banking stability, regulation, efficiency · Cooperative Studies and Economics · Corporate Finance and Governance · Engineering · Philosophy
Doing Better at Doing Good
Worker Motivations, Job Satisfaction, and Loyalty in Public and Nonprofit Social Services
Les Organisations Hybrides
Do Cooperatives with Better Economic–Financial Indicators also have Better Socioeconomic Performance
Trust, Social Capital, and the Coordination of Relationships Between the Members of Cooperatives
Gemeinschaft und Gesellschaft
Genossenschaften als Akteure der regionalen Entwicklung
| Highly cited | No |
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