Dados Bibliográficos

AUTOR(ES) Lindsay Hamilton , Yvette Murphy-Erby , Marcia Shobe , Kameri Christy
AFILIAÇÃO(ÕES) Juniata College, Huntingdon, PA, USA, University of Arkansas - Fort Smith
ANO 2012
TIPO Artigo
PERIÓDICO SAGE Open
ISSN 2158-2440
E-ISSN 2158-2440
DOI 10.1177/2158244012471958
ADICIONADO EM 2025-08-18
MD5 ad940daecf9f873f29205b475570fb00

Resumo

This qualitative study explores financial behavior and expectations in families of origin in addition to youth financial education and savings behaviors. The authors interviewed 14 youths, aged 17 to 19 years, whose families had low incomes, education levels, and savings rates and who participated in a youth-based financial education and dedicated savings program and present key themes and subthemes that were revealed during data analysis. Findings suggest that, rather than replicating the behavior of their parents and experiencing the same financial struggles, the youths interviewed were motivated by a desire to avoid these challenges. However, youths in this study also noted that they experienced social and economic barriers that their higher income peers did not. Policy, practice, and research implications of these findings are discussed.

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