The Financial Inclusion Development and Its Impacts on Disposable Income
Bibliographic Data
| ID | 3378196 |
|---|---|
| Authors | Salman Mahmood (0000-0001-8471-3240, Kunming University of Science and Technology), Wen Shuhui, Wen Shu-hui (Kunming University of Science and Technology, corresponding author), Shoaib Aslam (0000-0001-6817-6246, Islamia University of Bahawalpur), Tanveer Ahmed (0000-0002-7690-4300, Kunming University of Science and Technology) |
| Year | 2022 |
| Volume | 12 |
| Issue | 2 |
| Publication date | 2022-04-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | SAGE Open (JOURNAL) |
| Journal identifiers | ISSN: 2158-2440 • E-ISSN: 2158-2440 |
| Publisher | SAGE Publications Inc (PUBLISHER) |
| DOI | 10.1177/21582440221093369 |
| OpenAlex | W4224998952 |
| Language | EN |
| Citations received | 2 |
| References cited | 60 |
The study examines the dimension of financial inclusion from the beneficiaries' perspective (on the demand side). In addition, the present study seeks to determine the relationship between financial inclusion and the disposable income of Pakistani households. The results revealed four significant dimensions to predict financial inclusion (access, availability, usage, and cost). Furthermore, the results also revealed that financial inclusion significantly and directly and indirectly impacts disposable income. Thus, this research emphasizes that inclusion in the formal financial system can enhance the disposable income of low-income urban households and assist them in combating poverty. Further, this investigation is among the earliest to provide a demand-side perspective to measure the financial inclusion dimensions of the "most financially excluded" group (low-income urban households in Pakistan). Besides, this study advances the literature on financial inclusion and disposable income. It attempts to adequately bridge the gap in the literature by examining the relationship between financial inclusion and disposable income among low-income urban households by employing the structural equation modeling approach
Business · Comprehensive income · Demographic economics · Economic growth · Economics · Financial inclusion · Financial services · Geography · Gross income · Household income · Low income · Poverty · Public economics · Sociology · Financial Literacy, Pension, Retirement Analysis · Microfinance and Financial Inclusion · Urban and Rural Development Challenges · Finance
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| Unique citing works | 2 |
|---|---|
| Citations per year | 0,67 |
| Citation span | 2023 - 2023 (1) |
| Citation velocity | historical |
| Highly cited | No |
| Citation types | Neutral: 2 |