Low-Income Households and Credit
Exclusion, Preference, and Inclusion
Bibliographic Data
| ID | 5139765 |
|---|---|
| Authors | J Ford (0000-0002-2248-8591, Department of Social Sciences, Loughborough University, Loughborough, Leics LE11 3TU, England), Karen Rowlingson (0000-0002-3541-6466, Loughborough University) |
| Year | 1996 |
| Volume | 28 |
| Issue | 8 |
| Pages | 1345-1360 |
| Publication date | 1996-08-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Environment and Planning A Economy and Space (JOURNAL) |
| Journal identifiers | ISSN: 0308-518X • E-ISSN: 1472-3409 |
| Publisher | SAGE Publications Inc (PUBLISHER) |
| DOI | 10.1068/a281345 |
| OpenAlex | W2106377079 |
| Language | EN |
| Citations received | 20 |
| References cited | 1 |
In this paper it is suggested that current debates on financial exclusion are often too narrowly drawn and institutionally focused. As a consequence, less recognition is given to the availability and use of other regulated financial services such as mail order and moneylending. Drawing on data from a number of recent studies, the authors explore the structures and processes involved in the provision and use of these additional credit sources and assess their costs and benefits. It is suggested that alongside institutional exclusion are processes of self-exclusion, and also inclusion. The implications of such credit patterns for social and economic life in low-income communities are raised
Business · Demographic economics · Economic growth · Economics · Financial inclusion · Financial services · Inclusion–exclusion principle · Low income · Microeconomics · Political science · Preference · Public economics · Social exclusion · Social science · Sociology · Housing, Finance, and Neoliberalism · Microfinance and Financial Inclusion · Urban and Rural Development Challenges · Finance
Institutionalising Future Geographies of Financial Inclusion
The everyday geographies of financialisation
Did the 2012 Spanish law reform to protect mortgage debtors modify banks’ lending behavior
An in-depth analysis of the entrepreneurship of rural Chinese mothers and the digital inclusive finance
The Finance-Growth Nexus
Credit union development
Convenient credit and consumer protection – a critical review of the responses of Labour and Coalition governments
Consulting the community
Banking for the Poor
Mutuality, De‐Mutualization and Communities
Hybrid property, path dependence, market segmentation and financial exclusion
A geography of insurance exclusion
Financial inclusion, universal banking and post offices in Britain
Local Exchange Trading Systems in the United Kingdom
Financial Institutions in Disadvantaged Areas
Financial Exclusion and the Shifting Boundaries of the Financial System
From Financialization to Sociospatial Polarization of the City? Evidence fromCanada
Producing Consumption
Indebted life and money culture
Financial Inclusion
| Unique citing works | 20 |
|---|---|
| Citations per year | 0,67 |
| Citation span | 1996 - 2023 (28) |
| Citation velocity | historical |
| Highly cited | No |
| Citation types | Neutral: 19 |