Self-employment
Is It a Long-Term Financial Strategy for Women
Bibliographic Data
| ID | 6058741 |
|---|---|
| Authors | Janice Redmond (0000-0001-6142-5844, Edith Cowan University), Elizabeth Anne Walker (0000-0002-4283-1772, The University of Western Australia), Jacquie Hutchinson (The University of Western Australia) |
| Year | 2017 |
| Volume | 36 |
| Issue | 4 |
| Pages | 362-375 |
| Publication date | 2017-05-15 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Equal Opportunities International (JOURNAL) |
| Journal identifiers | ISSN: 1758-7093 • E-ISSN: 2040-7149 |
| Publisher | Emerald (PUBLISHER) |
| DOI | 10.1108/edi-10-2016-0078 |
| OpenAlex | W2625782686 |
| Language | EN |
| Citations received | 1 |
| References cited | 30 |
Purpose Becoming self-employed has appeal to both genders. For many women, balancing work and family is a key motivator. However, businesses owned and operated by women are often very small, with limited turnover. This potentially can have disastrous consequences when these women come to retire, unless a solid retirement savings strategy has been considered. The purpose of this paper is to outline many of the issues and implications of a lack of research in this area. Design/methodology/approach Data were collected from 201 small business owners via a convenience sample derived from various databases. The survey was completed on-line and analysed using SPSS. Findings Many self-employed women in Australia have neither enough savings for their retirement, or an actual retirement plan. This is exacerbated by the lack of regulation requiring mandatory contributions into a superannuation (personal pension) fund by small business owners, unlike pay as you go employees, whose employers must contribute a certain about on their behalf. Social implications Middle-to-older aged women are the biggest cohort of homeless people in Australia. This is likely to grow as self-employed Baby Boomers stop working and find they do not have sufficient personal financial resources to fund their retirement. Originality/value Whereas there is much written about gender and small business ownership, as well as retirement and savings planning, these two areas have not been researched before in Australia. Yet it is an issue for the majority of small business owners, particularly women
Actuarial science · Appeal · Baby boomers · Business · Economics · Labour economics · Originality · Pension · Political science · Retirement planning · Small business · Digital Economy and Work Transformation · Entrepreneurship Studies and Influences · Migration, Ethnicity, and Economy · Psychology · Finance · Marketing
Why Research on Women Entrepreneurs Needs New Directions
Closing the Gender Gap
Gender, age and self‐employment
The self‐employed woman owner and her business
Gender, entrepreneurship and motivational factors in an Irish context
Closing the Gender Gap
Pushed or Pulled? Women's Entry into Self‐Employment and Small Business Ownership
The Search for an Authentic Entrepreneurial Identity
Work‐family and work‐life pressures in Australia
United Arab Emirates female entrepreneurs
Strengthening access to finance for women-owned SMEs in developing countries
Gender differences in entrepreneurship
Australia's "Other" Gender Wage Gap
Self-employment, work-family time and the gender division of labour
Gendered Paths
Men have careers, women have babies
| Unique citing works | 1 |
|---|---|
| Citations per year | 1 |
| Citation span | 2025 - 2025 (1) |
| Citation velocity | recent |
| Highly cited | No |
| Citation types | Neutral: 1 |