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Financial Literacy

The Relationship to Saving Behavior in Low‐ to Moderate‐income Households

Bibliographic Data

ID6062233
AuthorsRobin Henager (0000-0003-2353-0648, Whitworth University, corresponding author), Teresa Mauldin (University of Georgia)
Year2015
Volume44
Issue1
Pages73-87
Publication date2015-09-01
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenueFamily and Consumer Sciences Research Journal (JOURNAL)
Journal identifiersISSN: 1077-727X • E-ISSN: 1552-3934
PublisherWiley (PUBLISHER • GB)
DOI10.1111/fcsr.12120
OpenAlexW2168233843
LanguageEN
Citations received4
References cited38

This study was designed to explore financial literacy in low‐ to moderate‐income households with regard to saving behavior. The study examined the low‐ to moderate‐income household's decision to save regularly and their responses to three questions related to financial literacy and a self‐reported perception of financial knowledge. Perceived financial knowledge and planning (usually or most of the time) were good indicators of the decision to save regularly

Business · Demographic economics · Economic growth · Economics · Financial literacy · Financial plan · Literacy · Low income · Perception · Financial Literacy, Pension, Retirement Analysis · Housing Market and Economics · Housing, Finance, and Neoliberalism · Psychology · Finance

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  • Psychological Self-Sufficiency and Financial Literacy among Low-Income Participants

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  • Baby Boomer retirement security

    Open Access•Annamaria Lusardi, Olivia S Mitchell•Journal of Monetary Economics•2007

  • Planning and Financial Literacy

    Annamaria Lusardi, Olivia S Mitchell•American Economic Review•2008

  • Financial literacy and retirement planning in the United States

    Open Access•Annamaria Lusardi, Olivia S Mitchell•Journal of Pension Economics and…•2011

  • Toward a macropsychology

    George Katona•American Psychologist•1979

  • Toward a macropsychology

    George Katona•American Psychologist•1979

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    Open Access•Maarten Van Rooij, Annamaria Lusardi et al.•Journal of Financial Economics•2011

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    Ralph Turvey, George Katona•Economica•1952

  • Cognitive Function, Numeracy and Retirement Saving Trajectories

    Open Access•James Banks, Cormac O ’Dea et al.•The Economic Journal•2010

  • How Do Distrust and Anxiety Affect Saving Behavior

    Open Access•Celia Ray Hayhoe, Soo Hyun Cho et al.•Family and Consumer Sciences…•2012

  • Reliability of the Scales in the NC1172 Complex Nature of Saving Data Set

    Open Access•Celia Ray Hayhoe, Michael E Gutter•Family and Consumer Sciences…•2012

  • Exploring the Relationship of Economic, Sociological, and Psychological Factors to the Savings Behavior of Low‐ to Moderate‐Income Households

    Open Access•Michael S Gutter, Celia Ray Hayhoe et al.•Family and Consumer Sciences…•2012

  • Insufficient Funds

    Open Access•M K Nelson•Contemporary Sociology A Journal…•2010

Unique citing works4
Citations per year0,5
Citation span2018 - 2022 (5)
Citation velocityhistorical
Highly citedNo
Citation typesNeutral: 4

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