Evaluating an Outcomes‐based Standardized Homeownership Education Program
Bibliographic Data
| ID | 6062385 |
|---|---|
| Authors | Cheryl L Eschbach (Michigan State University Extension), Cheryl Eschbach (0000-0001-8455-6193, Michigan State University, corresponding author), Robert Weber (0000-0001-9098-7109, Michigan State University Extension), Robert E Weber (0000-0002-3846-6813, Michigan State University), Erica Tobe (0000-0003-2837-0591, Michigan State University Extension), Lindsay Hale (0000-0002-7530-2519, Michigan State University Extension), Lauren Hale (0000-0002-2574-2225), L MORGAN HALE (Michigan State University), Vivian Washington (Michigan State University Extension), Vivian E Washington (Michigan State University) |
| Year | 2016 |
| Volume | 45 |
| Issue | 2 |
| Pages | 138-149 |
| Publication date | 2016-12-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Family and Consumer Sciences Research Journal (JOURNAL) |
| Journal identifiers | ISSN: 1077-727X • E-ISSN: 1552-3934 |
| Publisher | Wiley (PUBLISHER • GB) |
| DOI | 10.1111/fcsr.12189 |
| OpenAlex | W2560682457 |
| Language | EN |
| Citations received | 3 |
| References cited | 6 |
A statewide education program provided prospective homebuyers with information to support long‐term preservation of affordable homeownership. Between 2012 and 2015, a sample of 1,561 Michigan residents completed pre‐ and post program evaluation surveys. The surveys measured 12 outcomes of the homeownership education program. Change scores were calculated for participants, and paired t‐tests were used to compare pre‐ and postsurvey means for each of the 12 outcome measures. The results of both change scores and t‐tests showed that homeownership education increased the participants’ knowledge of financial requirements for buying a home and practices to prevent predatory lending and foreclosure. The financial practices in which the largest percentage of participants reported an intention to change were as follows: tracking spending, creating a budget, calculating a reasonable housing payment, identifying patterns to adjust, and developing a plan to change financial habits
Actuarial science · Business · Foreclosure · Geography · Payment · Pedagogy · Financial Literacy, Pension, Retirement Analysis · Housing Market and Economics · Housing, Finance, and Neoliberalism · Psychology · Finance
| Unique citing works | 3 |
|---|---|
| Citations per year | 1,5 |
| Citation span | 2024 - 2026 (3) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 3 |