Erica Tobe
Biographic Data
| ID | 3816192 |
|---|---|
| NAME | Erica Tobe |
| GIVEN NAMES | Erica |
| FAMILY NAME | Tobe |
| SIGNATURE | TOBE E |
| AFFILIATIONS | Michigan State University Extension |
| ORCID | 0000-0003-2837-0591 |
| VERIFIED | No |
| TOTAL WORKS | 3 |
| TOTAL CITATIONS | 3 |
| AUTHOR COUNT | 3 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 2016 |
| LATEST PUBLICATION YEAR | 2020 |
| H-INDEX | 1 |
Launching a Text Message Intervention to Assist Student Loan Borrowers with Repayment Decisions
Student loan debt has become a financial burden for many young adults in the United States. Previous research has found that many college student borrowers do not understand repayment terms and options. This multistate collaboration among Cooperative Extension Specialists sought to develop a way of supporting and informing recent college graduates on the process of student loan repayment. Text messaging was used as the intervention strategy. The …
Evaluating an Outcomes‐based Standardized Homeownership Education Program
A statewide education program provided prospective homebuyers with information to support long‐term preservation of affordable homeownership. Between 2012 and 2015, a sample of 1,561 Michigan residents completed pre‐ and post program evaluation surveys. The surveys measured 12 outcomes of the homeownership education program. Change scores were calculated for participants, and paired t‐tests were used to compare pre‐ and postsurvey means for each …
Family Experiences and Educational Needs of Home Foreclosure Counseling Clients
This research employed ecological theory to explore the experiences and educational needs of homeowners after foreclosure counseling services had ended. Qualitative in‐depth interviews were conducted with 11 adults in four counties in Michigan. The findings revealed a need for educational services that would focus on how to work effectively with mortgage lenders and to recognize the pile‐up of financial stress and strain on family relationships. …
Launching a Text Message Intervention to Assist Student Loan Borrowers with Repayment Decisions
Student loan debt has become a financial burden for many young adults in the United States. Previous research has found that many college student borrowers do not understand repayment terms and options. This multistate collaboration among Cooperative Extension Specialists sought to develop a way of supporting and informing recent college graduates on the process of student loan repayment. Text messaging was used as the intervention strategy. The …
Evaluating an Outcomes‐based Standardized Homeownership Education Program
A statewide education program provided prospective homebuyers with information to support long‐term preservation of affordable homeownership. Between 2012 and 2015, a sample of 1,561 Michigan residents completed pre‐ and post program evaluation surveys. The surveys measured 12 outcomes of the homeownership education program. Change scores were calculated for participants, and paired t‐tests were used to compare pre‐ and postsurvey means for each …
Family Experiences and Educational Needs of Home Foreclosure Counseling Clients
This research employed ecological theory to explore the experiences and educational needs of homeowners after foreclosure counseling services had ended. Qualitative in‐depth interviews were conducted with 11 adults in four counties in Michigan. The findings revealed a need for educational services that would focus on how to work effectively with mortgage lenders and to recognize the pile‐up of financial stress and strain on family relationships. …
Launching a Text Message Intervention to Assist Student Loan Borrowers with Repayment Decisions
Student loan debt has become a financial burden for many young adults in the United States. Previous research has found that many college student borrowers do not understand repayment terms and options. This multistate collaboration among Cooperative Extension Specialists sought to develop a way of supporting and informing recent college graduates on the process of student loan repayment. Text messaging was used as the intervention strategy. The …
Business (3 works) · Finance (3 works) · Financial Literacy, Pension, Retirement Analysis (3 works) · Psychology (3 works) · Actuarial science (2 works) · Foreclosure (2 works) · Housing Market and Economics (2 works) · Computer Science (1 works) · Debt (1 works) · Focus group (1 works)