Les sarakin et la construction du marché du prêt à la consommation au Japon depuis les années 1960

Bibliographic Data

ID6142535
AuthorsAdrienne Sala (0000-0002-0923-9144, Institut Français, corresponding author)
Year2019
Volume56
Issue56
Pages101-131
Publication date2019-01-23
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenueEbisu (JOURNAL)
Journal identifiersISSN: 1340-3656 • E-ISSN: 2189-1893
PublisherOpenEdition (PUBLISHER)
DOI10.4000/ebisu.3818
OpenAlexW3000246647
LanguageFR
References cited27

Using a multidisciplinary approach, this article explores the evolution of the Japanese consumer credit market in parallel with the rise in household debt. It analyses the institutional environment, labour market changes and the transformation of borrowers’ motives, with a focus on the growth of the small loan market driven by the sarakin from the 1960s to the 2000s. It also examines the forces driving regulatory change by considering the tensions between stakeholders (government, banks, sarakin, borrowers) and their conflicts of interest, leading in fine to the revision of the Moneylenders Law in 2006. The revision of this law represents a major institutional change for the Japanese consumer credit market in general, and the personal loan sector in particular, with the fall of the sarakin

Art · Humanities · Political science · Banking stability, regulation, efficiency · French Historical and Cultural Studies · Political and Social Issues

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