Social identity theory in retirement culture in an underprivileged population
A Qualitative Study
Bibliographic Data
| ID | 6430333 |
|---|---|
| Authors | Keren-Miriam Adam (0000-0002-2794-6168), T Kalagy (0000-0002-1633-7105), Shenhav Malul, Beth G Zalcman (0000-0002-6585-650X) |
| Year | 2024 |
| Volume | 45 |
| Issue | 1/2 |
| Pages | 155-172 |
| Publication date | 2024-10-22 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | International Journal of Sociology and Social Policy (JOURNAL) |
| Journal identifiers | ISSN: 0144-333X • E-ISSN: 1758-6720 |
| Publisher | Emerald Publishing Limited (PUBLISHER • GB) |
| DOI | 10.1108/ijssp-07-2024-0327 |
| OpenAlex | W4403621752 |
| Language | EN |
| Citations received | 1 |
| References cited | 44 |
Purpose Social identity theory describes how an individual’s behaviors and choices are influenced by social group membership, including those related to financial planning. Social group behavior can also be influenced by structural barriers. The primary cause of poverty at retirement stems from the lack of financial planning for retirement. Underprivileged populations tend to have limited access to resources thus, they have difficulty saving for retirement. This study aims to identify barriers to financial planning among underprivileged populations through the framework of the social identity theory. Design/methodology/approach This qualitative study examines key aspects of retirement planning among underprivileged populations using the social identity theory. Findings were based on 32 in-depth interviews with individuals from the Arab population in Israel. Findings Four central themes emerged from the interviews, detailing the motivations for financial planning for retirement: social identity, pension literacy, reliance on the national social security network and (lack of) trust in the state and the pension system. Originality/value By utilizing the social identity theory, this study identifies potential barriers retirement planning among people from underprivileged populations. Understanding these barriers is vital for policymakers globally, due to the expected increase in the rate of older adults in coming years. Lack of proper retirement planning can lead to an increased rate of poverty among older adults
Identity (music · Qualitative research · Social group · Social identity theory · Social science · Sociology · Financial Literacy, Pension, Retirement Analysis · Gender Studies · Migration, Aging, and Tourism Studies · Retirement, Disability, and Employment
Financial Literacy and Planning
Trust and compliance to public health policies in times of Covid-19
Demarginalizing the Intersection of Race and Sex
What You Don't Know Can't Help You
Enclave in Transition”
A Systematic Review of Barriers and Facilitators to Minority Research Participation Among African Americans, Latinos, Asian Americans, and Pacific Islanders
Workforce ethnic diversity and culturally competent health care
Financial literacy and stock market participation
Legitimizing public schooling and innovative education policies in strict religious communities
Identity Theory and Social Identity Theory
Racial Minorities’ Trust in Government and Government Decisionmakers
Financial Literacy and Retirement Preparedness
The Regulatory Welfare State in Pension Markets
| Unique citing works | 1 |
|---|---|
| Citations per year | 1 |
| Citation span | 2025 - 2025 (1) |
| Citation velocity | recent |
| Highly cited | No |
| Citation types | Neutral: 1 |