Financial retirement planning processes in the Netherlands
How do they differ between employees and solo self‐employed workers
Bibliographic Data
| ID | 6430871 |
|---|---|
| Authors | Camilla Marabini (0009-0004-4617-6383, Netherlands Interdisciplinary Demographic Institute‐KNAW Den Haag Netherlands), Marleen Damman (0000-0002-6093-6172, Department of Sociology Utrecht University Utrecht Netherlands), Paulina Pankowska (0000-0001-6226-6814, Department of Sociology Utrecht University Utrecht Netherlands) |
| Year | 2025 |
| Volume | 78 |
| Issue | 4 |
| Pages | 3-30 |
| Publication date | 2025-10-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | International Social Security Review (JOURNAL) |
| Journal identifiers | ISSN: 0020-871X • E-ISSN: 1468-246X |
| Publisher | Wiley (PUBLISHER • GB) |
| DOI | 10.1111/issr.70015 |
| OpenAlex | W4417221195 |
| Language | EN |
| Citations received | 1 |
| References cited | 43 |
The solo self‐employed workforce is growing across Europe, a group which often faces greater individual responsibility for retirement preparation than employees. Using a situational strength framework, this study investigates psychological mechanisms behind retirement planning among employees and three types of solo self‐employed workers: voluntary, natural, and forced. Based on survey data from 3,450 Dutch workers aged 40–67, a multi‐group structural equation model reveals that, compared to employees and other types of solo self‐employed workers, future time perspective influences perceived retirement savings adequacy considerably more strongly among voluntary self‐employed workers. These findings underscore the situational‐contingent nature of retirement planning and highlight the vulnerability of certain self‐employed groups in pension policy debates
Research Handbook on Self-Employment and Public Policy
The Strong Situation Hypothesis
A Review and Synthesis of Situational Strength in the Organizational Sciences
Placing Motivation and Future Time Perspective Theory in a Temporal Perspective
When can categorical variables be treated as continuous? A comparison of robust continuous and categorical SEM estimation methods under suboptimal conditions.
A Reliability Coefficient for Maximum Likelihood Factor Analysis
Dependent Self-Employment
Structural Model Evaluation and Modification
Frontiers of Research on Work and Retirement
An Application of the Resource-Based Dynamic Process Model in the Context of Retirement Planning
Constrained Agency in Later Working Lives
Are “Voluntary” Self-Employed Better Prepared for Retirement Than “Forced” Self-Employed
Advantages of Monte Carlo Confidence Intervals for Indirect Effects
The solo self-employed person and intrinsic financial security
How does self‐employment affect pension income? A comparative analysis of European welfare states
Global pension systems and their reform
The risk of under‐insurance in the Finnish statutory pension scheme for self‐employed workers
Financial Literacy and Retirement Preparedness
Putting off tomorrow to do what you want today
Generosity of old‐age pensions for the self‐employed—A typology of European welfare states
Comparative fit indexes in structural models
Social Cognitive Theory
Solo Self-Employment and Alternative Work Arrangements
Heuristics and Biases in Retirement Savings Behavior
Mapping the Minds of Retirement Planners
Inequality among Older Workers in the Netherlands
| Unique citing works | 1 |
|---|---|
| Citations per year | 1 |
| Citation span | 2026 - 2026 (1) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 1 |