Bank Ownership and Lending Patterns in New York and Pennsylvania, 1781–1831
Bibliographic Data
| ID | 9624310 |
|---|---|
| Authors | Robert E Wright (0000-0002-3222-1989, Association for Core Texts and Courses, corresponding author) |
| Year | 1999 |
| Volume | 73 |
| Issue | 1 |
| Pages | 40-60 |
| Publication date | 1999-01-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | The Business History Review (JOURNAL) |
| Journal identifiers | ISSN: 0007-6805 • E-ISSN: 2044-768X |
| Publisher | Cambridge University Press (CUP) (PUBLISHER) |
| DOI | 10.2307/3116100 |
| OpenAlex | W2064125698 |
| Language | EN |
| Citations received | 13 |
| References cited | 14 |
Unlike most contemporary New England banks, early commercial banks of the Middle Atlantic region were widely owned and frequently traded corporations. They lent to a broad segment of the business community, including artisans, farmers, and women. Banks lent widely, first, because their large capitalization made it difficult for a few privileged insiders to control a substantial percentage of loanable funds and, second, because banks were able to acquire reliable credit information on a variety of customers in an efficient manner. As a result, small enterprises had access to bank credit
Business · Capitalization · Control (management · Economics · Financial system · Interest rate · Loanable funds · Management · Variety (cybernetics · American Constitutional Law and Politics · American History and Culture · Colonialism, slavery, and trade · Finance
Ground Rents against Populist Historiography
Turning (Into) “The Great Regulating Wheel”
Democratic Dividends
When did Ownership Separate from Control? Corporate Governance in the Early Nineteenth Century
Emerging financial markets and early US growth*1
Emerging financial markets and early US growth
California Banking in the Nineteenth Century
The Institutional Foundations of Personal Finance
The Birth of Joint-Stock Banking
Corporations in the US and Europe 1790–1860
The structure of the Philadelphia trading community on the transition from colony to state
Interfield Dynamics
Banks, Credit Markets, and Early American Development
Urban Growth and the Circulation of Information
Insider Lending
The "Market" in the Early Republic
The First Phase of the Empire State’s “Triple Transition”
The Beginning of Competitive Banking in Philadelphia, 1782-1809
A Vigorous Spirit of Enterprise
Joseph Ellicott and the Holland Land Company
Joseph Ellicott and the Holland Land Company
The Growth of the Seaport Cities, 1790-1825
The Molding of American Banking
A Vigorous Spirit of Enterprise
Ground Rents against Populist Historiography
| Unique citing works | 13 |
|---|---|
| Citations per year | 0,46 |
| Citation span | 1998 - 2018 (21) |
| Citation velocity | historical |
| Highly cited | No |
| Citation types | Neutral: 13 |