Indebted Over Time
Racial Differences in Student Borrowing
Bibliographic Data
| ID | 9733296 |
|---|---|
| Authors | Monnica Chan (0000-0001-8891-8446, Harvard University, Cambridge, MA, corresponding author), Jihye Kwon (0000-0003-3437-0299, Northern Kentucky University, Highland Heights, KY), David J Nguyen (0000-0003-3413-6005, Ohio University, Athens, OH), Katherine M Saunders (United Negro College Fund, Washington, DC), Katherine Saunders (United Negro College Fund), Nilkamal Shah (Township High School District 214, Arlington Heights, IL), Kathleen N Smith (0000-0001-5150-5090, Seton Hall University, South Orange, NJ) |
| Year | 2019 |
| Volume | 48 |
| Issue | 8 |
| Pages | 558-563 |
| Publication date | 2019-11-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Educational Researcher (JOURNAL) |
| Journal identifiers | ISSN: 0013-189X • E-ISSN: 1935-102X |
| Publisher | American Educational Research Association (AERA) (PUBLISHER) |
| DOI | 10.3102/0013189x19864969 |
| OpenAlex | W2963189944 |
| Language | EN |
| Citations received | 5 |
| References cited | 8 |
Recent trends in higher education financing have increased students’ need to borrow to afford college. This brief examines how federal student loan borrowing has changed from 2000 to 2016 by student race/ethnicity using logistic regression analysis and data from the National Postsecondary Student Aid Study (NPSAS). We find that the odds of borrowing have diverged over time across racial and ethnic subgroups even after controlling for institutional sector and students’ financial circumstances. This divergence in student loan borrowing has important implications for policymakers and researchers interested in closing racial gaps in college access and success
Business · Closing (real estate · Demographic economics · Divergence (linguistics · Economic growth · Economics · Ethnic group · Higher education · Loan · Logistic regression · Odds · Political science · Race (biology · Racial differences · Sociology · Student loan · Finance · Gender Studies · Healthcare Policy and Management · Higher Education Research Studies · Medical Education and Admissions · Medicine · Psychology
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| Unique citing works | 5 |
|---|---|
| Citations per year | 1 |
| Citation span | 2021 - 2026 (6) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 5 |