Information Learned From Socialization Agents
Its Relationship to Credit Card Use
Bibliographic Data
| ID | 12435401 |
|---|---|
| Authors | Alexandre Ramiro Pinto (0000-0001-8237-7327, Pennsylvania State University, corresponding author), M B Pinto |
| Year | 2005 |
| Volume | 33 |
| Issue | 4 |
| Pages | 357-367 |
| Publication date | 2005-04-18 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Family and Consumer Sciences Research Journal (JOURNAL) |
| Journal identifiers | ISSN: 1077-727X • E-ISSN: 1552-3934 |
| Publisher | Wiley (PUBLISHER • GB) |
| DOI | 10.1177/1077727x04274113 |
| OpenAlex | W2158024270 |
| Language | EN |
| Citations received | 23 |
| References cited | 12 |
Credit card use among college students has reached unprecedented levels. As a result, there is a movement to better educate college students about wise credit use habits. This research examines the credit information provided by four socialization agents (parents, peers, media, and schools). In addition, it assesses the relationship between these socialization agents and the credit use behavior of college students. Using paired sample t tests, the results indicate that the amount of credit information given by parents is significantly greater than the information received from the other three sources (schools, peers, and media). Correlation analysis indicates that there is a significant negative relationship between the amount of credit information learned from parents and credit use. The more information provided by parents, the lower the outstanding balance carried by college students on their credit cards. Media sources, educational sources, and peer sources of information showed no significant relationship with credit use
Actuarial science · Business · Credit card · Credit score · Sample (material · Socialization · Financial Literacy, Pension, Retirement Analysis · Housing Market and Economics · Psychology · Social Psychology · Technology Adoption and User Behaviour · Finance
Family Financial Socialization
Parental Financial Socialization and Youth Subsequent Victimization of Intimate Partner Abuse
Financial Socialization
Student Loans at the Dinner Table
How Do Parents Teach Their Children About Work? A Qualitative Exploration of Household Chores, Employment, and Entrepreneurial Experiences
How Financial Socialization Messages Relate to Financial Management, Optimism and Stress
The Association of Financial Socialization with Financial Self-Efficacy and Autonomy
The effects of ethnicity, gender and parental financial socialisation on financial knowledge among Gen Z
Children’s saving
The Role of Financial Technology on the Nexus Between Demographic, Socio-economic, and Psychological Factors, and the Financial Literacy Gap
Can We Talk About Money? Financial Socialization Through Parent–Child Financial Discussion
Using the Expectancy-Value Theory to Understand Emerging Adult’s Financial Behavior and Financial Well-Being
Money Matters
Money Talks
Buy Now, Pay Later
The role of parents in college students’ financial behaviors and attitudes
Do Community Characteristics Relate to Young Adult College Students’ Credit Card Debt? The Hypothesized Role of Collective Institutional Efficacy
Paying for College
Does the composition of financial services in a community relate to an Individual’s savings account ownership
Parental Financial Socialization
Social Learning Opportunities and the Financial Behaviors of College Students
A procura do consumo financeiramente sustentável. Socialização e representações sociais do consumo, crédito e poupança
Influence of Financial Social Agents and Attitude Toward Money on Financial Literacy
Handbook of Adolescent Psychology
Processes of Adolescent Socialization by Parents and Peers
How college affects students
Materialism and Credit Card Use by College Students
Student attitudes to student debt
Are Studies of Dark Side Variables Confounded by Socially Desirable Responding? The Case of Materialism
Television and Interpersonal Influences on Adolescent Consumer Learning
Behavioral Evidence of the Effects of Televised Food Messages on Children
The Role of Television in the Construction of Consumer Reality
Parental Disciplinary Patterns and Social Competence in Children
Parental and Peer Influences on Adolescents' Educational Plans
Consumer Socialization of Children
| Unique citing works | 23 |
|---|---|
| Citations per year | 1,44 |
| Citation span | 2010 - 2025 (16) |
| Citation velocity | recent |
| Highly cited | No |
| Citation types | Neutral: 23 |