Designing Employer Health Benefits for a Heterogeneous Workforce
Risk Adjustment and its Alternatives
Bibliographic Data
| ID | 13775372 |
|---|---|
| Authors | William Encinosa (0000-0002-1970-5620, Agency for Healthcare Research and Quality, corresponding author), William E Encinosa, Thomas M Selden (0000-0003-3448-5838) |
| Year | 2001 |
| Volume | 38 |
| Issue | 3 |
| Pages | 270-279 |
| Publication date | 2001-08-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | INQUIRY The Journal of Health Care Organization Provision and Financing (JOURNAL) |
| Journal identifiers | ISSN: 0046-9580 • E-ISSN: 1945-7243 |
| Publisher | SAGE Publishing (PUBLISHER • US) |
| DOI | 10.5034/inquiryjrnl_38.3.270 |
| PMID | 11761354 |
| OpenAlex | W2052306967 |
| Language | EN |
| Citations received | 3 |
| References cited | 20 |
Many health economists recommend that employers provide employees with a risk-adjusted choice among competing health insurance plans. However, formal risk adjustment is rarely if ever used by employers. This paper examines a range of health benefit design options available to employers, focusing attention not only on risk adjustment but also on its alternatives. We argue that while formal risk adjustment is rare, employers commonly use strategies that accomplish some of the same objectives at less cost
Actuarial science · Business · Economic growth · Economics · Health care · Health insurance · Public economics · Risk analysis (engineering · Workforce · Global Health Care Issues · Health Systems, Economic Evaluations, Quality of Life · Healthcare Policy and Management
| Unique citing works | 3 |
|---|---|
| Citations per year | 0.12 |
| Citation span | 2001 - 2001 (1) |
| Citation velocity | historical |
| Highly cited | No |
| Citation types | Neutral: 3 |