Employee Premiums, Availability of Alternative Plans, and HMO Disenrollment
Datos Bibliográficos
| ID | 9104941 |
|---|---|
| Autores | Stephen H Long (Congressional Budget Office, autor de correspondencia), Russell F Settle (University of Delaware), Charles W Wrightson (Actuarial Research Corporation) |
| Año | 1988 |
| Volumen | 26 |
| Número | 10 |
| Páginas | 927-938 |
| Fecha de publicación | 1988-10-01 |
| Peer Reviewed | Sí |
| Open Access | No |
| Tipo | ARTICLE |
| Revista | Medical Care (JOURNAL) |
| Identificadores de la revista | ISSN: 0025-7079 • E-ISSN: 1537-1948 |
| Editorial | Ovid Technologies (Wolters Kluwer Health) (PUBLISHER) |
| DOI | 10.1097/00005650-198810000-00001 |
| PMID | 3172866 |
| OpenAlex | W2019826219 |
| Idioma | EN |
| Citas recibidas | 6 |
| Referencias citadas | 10 |
The notion that greater competition among health plans helps contain health-care costs presumes that consumers respond to economic incentives. This article tests that proposition through an examination of the factors that cause individuals to disenroll from health maintenance organizations (HMOs). The study relies upon a multivariate probit model of disenrollment behavior, estimated with data on 1,553 subscribers in three Minneapolis-St. Paul HMOs in 1984. The results indicate that disenrollments are a function largely of economic factors; disenrollments rise significantly with increases both in relative premiums and in the number of plan choices available to consumers. To illustrate, a +5.00 increase in the employee's monthly premium for one HMO, relative to the average change in the employees' premiums for all other available plans, would lead to a two thirds increase in that HMO's disenrollment rate
Actuarial science · Business · Competition (biology) · Econometrics · Economic growth · Economics · Health care · Health maintenance · Health plan · Incentive · Managed care · Microeconomics · Multivariate probit model · Multivariate statistics · Ordered probit · Preferred provider organization · Probit model · Statistics · Economic and Environmental Valuation · Global Health Care Issues · Healthcare Policy and Management
HMO Enrollment by Medicare Beneficiaries in Heterogeneous Communities
Health Plan Disenrollment in a Choice-Based Medicaid Managed Care Program
Consumer behavior and insurer plan offering with expanded premium subsidy in U. S. individual health insurance market
Consumer choice of social health insurance in managed competition
Risk Factors for Early Disenrollment From Colorado’s Affordable Care Act Marketplace
Workable competition in health care
The Estimation of Choice Probabilities from Choice Based Samples
Factors Influencing Disenrollment From an HMO
Utilization Patterns of Health Maintenance Organization Disenrollees
Disenrollment From a Prepaid Group Plan
The Growth of HMOs
Price and Membership in a Prepaid Group Medical Practice
Demographic Characteristics and Prior Utilization Experience of HMO Disenrollees Compared With Total Membership
Risk Selection of Families Electing HMO Membership
Out-of-Plan Use and Disenrollment
Are HMO Enrollees Being Attracted by a Liberal Maternity Benefit
| Obras citantes distintas | 6 |
|---|---|
| Citas por año | 0,17 |
| Intervalo de citas | 1990 - 2025 (36) |
| Velocidad de citación | recent |
| Altamente citado | No |
| Tipos de cita | Neutras: 5 |