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Credit Cards as Spending-Facilitating Stimuli

A Test and Extension of Feinberg's Conditioning Hypothesis

Bibliographic Data

ID13664124
AuthorsJames M Hunt (School of Business and Management, Temple University, corresponding author), Anindya Chatterjee (0000-0003-4584-5990, School of Business and Management, Temple University), Renee A Florsheim (Loyola Marymount University), Jerome B Kernan (George Mason University)
Year1990
Volume67
Issue1
Pages323-330
Publication date1990-08-01
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenuePsychological Reports (JOURNAL)
Journal identifiersISSN: 0033-2941 • E-ISSN: 1558-691X
PublisherSAGE Publishing (PUBLISHER • US)
DOI10.2466/pr0.1990.67.1.323
OpenAlexW2009940692
LanguageEN
Citations received3
References cited8

To replicate and extend the 1986 work of Feinberg, the effect of a credit card's presence on subjects' spending behavior was assessed. Over-all, no main effect was observed, which does not support Feinberg's conditioning hypothesis that credit cards function as spending-facilitating stimuli. These results held even for subjects who exhibited high scores on materialism, as assessed on Belk's 1984 scale. Inasmuch as our procedure replicated Feinberg's, the contrasting results might be attributed to either methodological differences (our experiment used comparatively small numbers of subjects, composed of women largely from working-class backgrounds) or to nomological problems (in which case the validity of Feinberg's conditioning hypothesis and/or that of Belk's materialism scale would be called into question)

Conditioning · Credit card · Economics · Materialism · Replicate · Scale (ratio · Statistics · Test (biology · Consumer Behavior in Brand Consumption and Identification · Consumer Market Behavior and Pricing · Consumer Retail Behavior Studies · Finance · Mathematics · Psychology · Social Psychology

  • Personality Factors, Money Attitudes, Financial Knowledge, and Credit‐Card Debt in College Students 1

    Open Access•Jill M Norvilitis, Michelle M Merwin et al.•Journal of Applied Social…•2006

  • The Social Nature of the Classical Conditioning Phenomena in People

    Open Access•Richard A Feinberg•Psychological Reports•1990

  • Materialism and economic psychology

    Open Access•Marsha L Richins, Floyd W Rudmin•Journal of Economic Psychology•1994

  • Some determinants of impulsive aggression

    Leonard Berkowitz•Psychological Review•1974

  • The Social Nature of the Classical Conditioning Phenomena in People

    Open Access•Richard A Feinberg•Psychological Reports•1990

  • The "weapons effect," demand characteristics, and the myth of the compliant subject

    Leonard Berkowitz•Journal of Personality and Social…•1971

  • Weapons as aggression-eliciting stimuli

    Leonard Berkowitz, Anthony Lepage•Journal of Personality and Social…•1967

  • Materialism

    Russell William Belk•Journal of Consumer Research•1985

  • Credit Cards as Spending Facilitating Stimuli

    Richard A Feinberg•Journal of Consumer Research•1986

  • Compulsive Buying

    Thomas C O''Guinn, Thomas C O’guinn et al.•Journal of Consumer Research•1989

Unique citing works3
Citations per year0,08
Citation span1990 - 2006 (17)
Citation velocityhistorical
Highly citedNo
Citation typesNeutral: 3

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