Gender, Credit Risk and Performance in Sub-Saharan African Microfinance Institutions
Bibliographic Data
| ID | 21737642 |
|---|---|
| Authors | Hadizatou Ali (Université du Québec à Montréal), Jean-Pierre Gueyié (Université du Québec à Montréal), Jean‐Pierre Gueyié (0000-0002-4560-7370, Université du Québec à Montréal, corresponding author), Elie Virgile Chrysostome (State University of New York), Elie Chrysostome (0000-0002-0573-9969, SUNY Plattsburgh) |
| Year | 2023 |
| Volume | 24 |
| Issue | 2 |
| Pages | 235-259 |
| Publication date | 2023-04-03 |
| Peer Reviewed | Yes |
| Open Access | No |
| Type | ARTICLE |
| Venue | Journal of African Business (JOURNAL) |
| Journal identifiers | ISSN: 1522-8916 • E-ISSN: 1522-9076 |
| Publisher | Informa UK Limited (PUBLISHER • GB) |
| DOI | 10.1080/15228916.2022.2079275 |
| OpenAlex | W4281493274 |
| Language | EN |
| Citations received | 2 |
| References cited | 67 |
The involvement of women in business in developing countries has become a subject of great interest for many researchers. In particular, female involvement in microfinance institutions has received special attention from governments and development institutions given its potential impact on poverty alleviation. This paper assesses the effect of gender on the credit risk and performance of microfinance institutions in sub-Saharan Africa. A sample of 43 microfinance institutions from 19 sub-Saharan African countries was selected and data was collected over the period 2010–2016. Seemingly unrelated regressions (SURs) were performed to examine how gender affects the credit risk and performance of microfinance institutions. The findings do not show any significant impact of female loan officers on credit risk, financial performance or social performance. Thus, all else being equal in the countries analyzed, female loan officers do not impact the credit risk and performance differently compared to male credit officers. The contribution of this paper is to shed light on the debate on the impact of gender on the performance of microfinance institutions
Business · Credit risk · Demographic economics · Developing country · Development economics · Economic growth · Economics · Financial system · Loan · Micro credit · Microfinance · Poverty · Corporate Finance and Governance · Economic Growth and Development · Microfinance and Financial Inclusion · Finance
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| Unique citing works | 2 |
|---|---|
| Citations per year | 1 |
| Citation span | 2024 - 2026 (3) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 2 |